Life and Disability Insurance Plan

We offer a full coverage disability plan and additional life insurance coverage for our staff. Obviously, we hope it is never needed, but we support a full disability and life insurance plan for al employees. Our disability plan supports short and long term coverage. The short term coverage addresses 60% of weekly earnings for up to $1,000/week. This coverage kicks in immediately on day zero for injury and on day 7 for illness. The short term plan covers employees for a period of 13 weeks, and all premiums for this coverage are paid by LS3.
We also support a full long term disability option that engages at the 90 day period or when the short term disability ends, whichever is sooner. this coverage provides 60% of monthly earnings for up to $5,000/month until age 65. This coverage is fully paid by LS3.
Between these two options, LS3 offers full peace of mind to its employees in times of need or illness.

We also offer life insurance coverage for our staff. Our life insurance plan covers employees for 1x Base salary up to $50,000. These insurances engage 30 days after hire and all premiums for this coverage are paid by LS3.